Of course, having an accident is a stressful experience for everyone. Whether you’ve had a serious accident, a slight tilt, or just want to be prepared, GEICO is here to help. Follow these steps to make the experience less stressful հեշտ to facilitate the claim process.
1) Stay calm
Stop the car immediately, switch off your engine, and turn on the hazard lights. Be cool, do not admit guilt, do not blame. Your priority is to stay safe and gather information.
2) Check for injuries և Call 911 if necessary
Ask your passengers if they are okay, then check the people in the other car. Call 911 if anyone needs medical attention. You should never move an injured person unless they are in immediate danger.
3) Assess the situation
If all goes well, և help is on the way, start documenting the crash site. If it is safe, photograph any damage to the vehicle և surroundings or other road scenes that may have contributed to the accident.
4) Call the police
Even if it is a slight inclination or the other driver says it is not possible, call the police. They will let you know if an officer is present. Ask them to file a report so that everything is accurately and legally documented, which is required for the insurance claim.
5) Exchange information և record details
Do not discuss who’s fault (even saying “sorry” can be considered a reception). Get the following information from the other driver as soon as possible.
- Names, telephone numbers, postal addresses of all passengers of the car և all witnesses և e-mail addresses
- license plate number
- Insurance data (company name, surname in the policy և policy number)
- Date, time և location (if you are on the highway, record the nearest exit or mileage marker)
- Police report number, telephone number և officer’s name and badge number
6) Take your car off the road
If your car is not safe to drive, the answering officer may ask you where you want to tow your car in an attempt to quickly clear the crash site, but using your uninsured service may cost you. Remember, you always have the right to choose your own towing service. GEICO Mobile allows you to request emergency roadside assistance through a certified network of towing and roadside response devices.
7) Contact your insurance company
Accidents of any magnitude can be horrible և difficult. That’s why professional, friendly insurance agents are available to help guide you through the claim process. Submit your application through the GEICO Mobile application at geico.com or by calling 1-800-861-8380. Throughout the process, you will receive regular status updates so you can stay informed, stay in touch, and calm your mind.
Make sure you are ready for anything car safety kit in your car, your car registration ցանկ the list of emergency contacts downloaded to your phone.
By Nicole Sherry Jones
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