Learn about homeowners insurance coverage

Homeowners insurance coverage is an important part of having a home, as it adds a layer of financial protection that can be a huge investment for you and your family. There are different types of homeowner insurance, so it is important to understand what homeowner insurance is and how homeownership policies actually work.

Why do you need homeowners insurance coverage?

First of all, you probably can not buy a house without it. (Many mortgage lenders demand that you have it.) But frankly, why not get homeowners insurance? Your home is one of your biggest investments. It makes sense to defend it, doesn’t it?

When looking for homeowners insurance, apply the Goldilocks principle. Are you looking for the right policy? (A comfortable townhouse needs a different coverage than a typical country estate.) GEICO Insurance Agency makes a wide range of coverage available. Find out what works best for you with free home insurance online or call (800) 841-2964 to discuss your options with one of our licensed insurance agents.

How does homeowner insurance work?

Fire, theft, accident. . . These are the threats that can lead to your sleep deprivation if you do not have homeowners insurance coverage. Fortunately, homeowners’ policies will compensate for the damage done to your home և personal property for a variety of reasons (referred to in insurance language as “named hazards”). The Homeowners’ Policy Division provides coverage, for example, if your litigation brother slips away on a rainy day and injures himself.

What does homeowner insurance cover?

Each homeowner’s insurance policy offers different protections, but standard policies usually provide:

  • Residential coverage for damage to your home որոշ some attached structures on your property (unless the cause of the damage is specifically excluded from your policy).
  • Damage to your personal property for reasons stated in your policy. (Yes, again, these are the “named dangers”).
  • Limited coverage, usually $ 500-2,000, for jewelry stolen from your home. (Many rules do not cover lost jewelry.) If you need more coverage for your expensive collection, you may need to approve a homeowner policy.
  • Personal liability coverage arising from owning a home.
  • Coverage of additional costs you may incur due to lost coverage (for example, if you need to temporarily relocate if the fire makes your home uninhabitable).

Do you have any more questions? Call (800) 841-2964 to speak with an agent.

What kind of homeowners insurance should I choose?

It’s very similar to the question, ‘What house should I buy?’ It all depends on your personal circumstances.

You live in a single family home.

You probably need a standard homeowner insurance policy. And, good luck to you! You can start quoting right here.

Do you live in a neighborhood or cooperative?

Do you need a different type of policy? For more information սկս to start quoting, visit the GEICO Condo and Co-op section.

Do you own a house and rent it out to others?

You will need special coverage, either a housing fire policy or a commercial property policy. Visit GEICO Homeowners Insurance for more information.

Go with GEICO և you can save on homeowners insurance.

Did you think GEICO only offered car insurance? Think again! GEICO Insurance Agency can help you make the best choice for homeowners insurance. You will enjoy.

  • High quality coverage at affordable prices
  • Join a team of licensed insurance agents available to answer your questions and help with your policy
  • Fast և Professional customer service

Do you already have homeowners insurance? It’s time to dump her and move on. Get a Free Online Homeowners Quote և See how much you can save on homeowners insurance.

Please note:

The above is intended as general information ընդհանուր as general policy descriptions to help you understand the different types of coverage. These descriptions do not apply to any specific insurance contract, do not change any definition, exclusion or any other provision expressly stated in any insurance contract. We encourage you to talk to your insurance agent և read your policy agreement to fully understand your coverage.