You may think that your car insurance bill is on the rock. It is not necessary that. The good news. Your savings on coverage may be just beginning. The following four tips can help you get cheaper car insurance.
- Safety տեղադր Installation of safety devices
- Dig for discounts
- Consolidate and consolidate policies
- Choose a higher deductible
Install Security և Security Devices
Whether safety features such as anti-lock brakes or airbags are now required by law for all new cars in the United States, make sure your insurer knows if your old car has such safety features, which can save you some cash. Security devices can also help you reduce your bill. GEICO offers up to 25% off a comprehensive discount on customers who install anti-theft alarm systems.
Dig for discounts
Check out the variety of discounts you can find on the GEICO discount page. For example, if you are a member of one of GEICO alumni, educational, vocational or other organizations, you may be eligible for a member discount. Completing a Defensive Driving Course (or Teen Driver Training) may also give you a reduced premium. GEICO is proud to offer discounts to military members as well as federal employees. Call (800) 861-8380 to talk to your insurance agent about additional discounts you may be eligible for. Or, if you’re looking for a new policy, here are some tips to help you compare your car insurance policy և see all the great discounts you may be eligible for with GEICO.
Combine և unite
Many households with more than one vehicle have a separate insurance policy for each, but they can skip the discount of up to 25% for most coverage for most vehicles. Move all your cars to GEICO և see how much more you can save.
Depending on which state you live in, you may be eligible for a multidisciplinary discount if you purchase more than one type of coverage through the same insurer. Combining car: homeowners insurance is the most common scenario, but combining car insurance with tenant, apartment or mobile home insurance can have similar consequences. Get a quick, free quote on geico.com to see how much you can save on your home insurance.
Choose a higher deductible
Usually, the higher your deductible (the portion of your claim that you pay out of pocket), the lower your premium. Many people avoid the high deduction fee because they worry that they will not be able to cover it if something happens. To calm your mind, try to open a separate savings account only for emergencies. Once you’ve saved enough to conveniently pay for potentially reduced costs, call or connect to geico.com online or use GEICO’s award-winning mobile app to adjust your coverage.
There are even more ways to help reduce your car insurance costs. Check: GEICO discount page Learn more about how to maximize your savings.
By Daniel Blandel
Some discounts, coverages, payment plans and features are not available in all states or in all GEICO companies. GEICO contracts with various membership entities and other organizations, but these entities do not underwrite the offered insurance products. Discount amount varies in some states. One group discount applicable per policy. Coverage is individual. In New York a premium reduction may be available. GEICO may not be involved in a formal relationship with each organization; however, you still may qualify for a special discount based on your membership, employment or affiliation with those organizations. Homeowners, renters, condo and mobile home coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. The GEICO App and site received #1 rankings according to Keynote's 2018 Mobile Insurance Scorecard.