Congratulations: You just closed your new home. It seems to you that you have reached the end of a long journey. However, there is still some work to be done before you can truly establish peace of mind in your home. After completing some tasks, such as keeping the closing documents in a safe place, working the security devices properly, and painting, you can officially consider your move over.
Here are 10 things to do when closing your home.
Take care of your household items
The amount of work you have to do after your home is closed will depend on how much effort the previous owner put into the renovation. No matter when you are given the keys, apply the following suggestions to make your home look like your own և to keep your family safe.
Clean և paint the house
Previous owners could leave your new home clean. If they do not, take the time to clean all surfaces, clean fixtures, clean the floor, or vacuum any carpet. You can rent a cleaning service if other parts of the transfer take up too much of your time. Many realtors have professional cleaning services that they will arrange after your new home is closed. Be sure to ask your realtor if they include a cleaning service as part of working with them.
Applying a fresh coat of paint to your ceiling and walls is a great way to freshen up your new home. If you can run it in time, paint it before moving any furniture home. Without it, it will be much easier, according to the title escrow company Endpoint. Other “fixing top” tasks include installing new window frames, installing a crown molding or backing, and getting new doors.
Change all your locks
You never know who’s the key to your new home except the previous owners, says the Navy Federal Credit Union Making Cents blog. Buy եք Install new locks yourself or hire a locksmith to replace them. Change the codes on any door that has a keyboard.
Maintenance և Cleaning your air conditioner units
You may not need heating or air conditioning, depending on the time of year when you move. It is best to make sure your fans are clean immediately և Both systems work properly to be ready when you need them. The last thing you need is a call to service in the middle of winter or summer.
This will also be a good time to change the oven’s power filters. They should be changed every three months, My Mortgage Insider reports. Changes to the filter over time can save you money, improve air quality և eliminate odors.
Test your home CO խ smoke detectors
Do not assume that your new home has smoke ած (CO) detectors. Check both monitors as soon as you close your house. The health and safety of you ընտանիքի your family depends on the functionality of these devices. Your smoke և CO detector inspections may require you to replace the batteries or replace some or all of them. Smoke detector batteries must be replaced at least once a year, according to the U.S. Fire Department.
Check the water heater
You or the inspector can look at your new home water heater. However, there is so much you can do during that inspection before closing your home. When it’s yours, you may want to drain the water heater և adjust its settings. Unit temperature և changing the pressure can reduce your energy bill և extend the life of your water heater.
Turn your home inspection report into a to-do list
Do not look for your home inspection report for things you need to fix. There are probably a number of issues that the previous owner did not address, Banker Sergio Gonzalez, owner and broker of SG Associates, told Bankrate. The report may include issues such as flooding, leaking pipes, or windows that need to be closed again. However, addressing everything at once can be overwhelming. Highlight the items listed in the audit report from the highest priority to the lowest և Start with the things that can save you the most money in the long run.
Moving can lead to a lot of documents և information that needs to be updated. When closing your home, take the time to arrange your potential paperwork, let everyone know your address (insurance companies, utilities, credit card companies, cable, etc.) that you have moved. You should also update your driver’s license address or get a new one if you move out of the state as soon as possible.
Place your seal in a safe place
The closing documents for your home must be kept together և in a safe place. Closing documents include promissory note, mortgage, deed ումը closing disclosure. According to Endpoint, you must also remove your buyer’s agent և purchase agreement, seller disclosure, property insurance policy և home inspection report. Make copies of all these documents և put them in your bank safe or buy a safe to keep them.
Notify others of changes to your address
More parties need to know that you have moved than you might think. After closing your home, tell your bank, tax agency, utility company, post office, credit card provider, insurance company, car department ցանկացած any new provider of your subscription. It’s a good time to inform personal contacts, such as your friends, family, or employer, that you have moved.
Update your driver’s license
Many things happen when you move, but do not delay changing your driver’s license for too long. State rules vary, but some require that you renew your license address Within 10 days from your move, according to My Mortgage Insider. You may also have to take a written or road test if you are moving to another state.
Let GEICO help you with your homeowners insurance needs
You do need to buy homeowners insurance before you close on your house, but if you want to cross, consider GEICO. You can get the affordable housing insurance you need through GEICO Insurance Agency.
Homeowners Insurance Policy through GEICO Insurance Agency.
- You are defending one of your biggest investments
- You will have protection from accidents in your home or on your property
- Your furniture և other property will be protected
- You can get a discount * when you insure your car in GEICO և your home through GEICO insurance agency.
See how much you can save on homeowners insurance by switching to GEICO.
By Joe Dayton
* Some Discounts և Covers are not available in all states or territories or in all GEICO companies. Homeowners insurance is written through unrelated insurance companies և is provided through GEICO insurance agency, LLC.
- 1 Take care of your household items
- 2 Arrange the documents related to your house
- 3 Let GEICO help you with your homeowners insurance needs